Medicare Part A is supposed to be filed within 4 months of turning age 65. I'm there, tsk, tsk ... I understand we retirees have earned this one! Medicare Part B is something I have to make a choice to enroll in, or not. This is NOT free. So, if I file for retirement right now or not, I have to make a decision about Medicare Part B. So give, and they take away. They will give me retirement benefits of so much, MINUS the cost of Medicare Part B. All of which, is done, by direct deposit and withdrawl (which I am not crazy about).
Are you on Medicare? Are you retired? I'm sure hoping for some feedback and opinions about retirement - the good, the bad, and the ugly. It is so vivid in my mind how my mother used to worry if S.S.A. wouldn't be broke, before she got to the age where she could finally file. Ironically, she was only able to file a short time before she died. She spent all those years wondering, and life was taken from her at such a young age (well, young to me, now). Both of my parents died at age 67, only six weeks of one another. Neither one were fortunate enough to live long enough to collect their retirement.
I'm reading about filing for retirement and signing up for Medicare Parts A & B to learn all I can and be armed with as much information to help me make a rightful, good decision. There is a place for mainstream medicine. However, being more a new energy, alternative, complementary medicine person more than mainstream medicine I (of course) question whether I would even need it. However, it is my understanding that if I don't enroll for it right away it will be more costly for me, later on, if I change my mind. And, if I would happen to need it, this would not be a good thing.
Any input? Stories? Advice?