To just see what's out there, I often spent time on Zillow. This house was listed by the owner, selling it 'as is'. I had not even heard of Nelson, knew no one, and did not have employment here. Originally, I was unable to see it as the man was waiting from a decision from someone else who had already look at it. Unfortunately, for me, there was a hiccup with the person's financing, so I was the next one to be able to come and check it out. You can see a few pics (above) of the home I was hoping would be my 'forever home' (thinking about retirement).
I knew it was 'as is' and also knew there would be some renovation later on. I purchased this home with an unconventional loan. I was offered, by the eldest son, a 'now or never' offer. I was the first one of several appointments set up that day. I chose to accept his offer, although he and his wife watched me cry, wrangling about it. I left him a check for a small down payment to hold it (not refundable if I changed my mind). I went home, called my bank and applied for an unconventional, personal loan. Living in the same community and having worked the same job for over ten years, they granted it to me.
I was so excited about the possibilities with this home. I would have my loan paid off in only five years, and the place would be mine - free and clear (I thought). It was my intention to pay off the loan, then delve into what kind of renovations I might want to do; sometimes 'the big guy' has different plans for us, as you will see here.
I had worked for a retail educational business for over ten years. One of the regular part-time employees, who was there when I was hired (a senior, and retired teacher), had lots of health challenges during that time (and before). In September she went in for a routine colonoscopy. The doctor perforated her bowel. She never came home; she passed away within weeks. It was so unexpected. I was the only full time person and every day I went to work it was like a 'morgue' there. So I chose to amp up my search for a 'sandbox', feeling I needed a change. I got one, actually, more than one!
Never look at a house when you're wearing your heart on your sleeve. In my own emotional weakness, with an on-the-spot 'now or never' offer presented to me, I succumbed, leaving a non-refundable down payment. In only six months, I'm now feeling disillusioned and a bit deceived. It began with the discovery of a 'bulging' wall and it's been like a domino theory ever since. 😫
I'm not one to make things like this public. Normally, I pull back, hide, and try to handle it on my own, as I did with this purchase. I told no one. In this case, this has been something like I've never experienced in my life. I chose to open my heart, raw and honest. I feel if I can help, even one person, to not go through what I am, it would be worth being judged, chastised, and criticized ... and WTF were you thinking. And, my journey continues.
Unusual situation: a family of five children who had put their mother in a nursing home; father already deceased. The children all have their own homes, families (children and grand children). The elder son is the one who sold it to me. With the disclosure statement, father was gone, mom doesn't remember things, and elder son marked many things as 'unknown'. I saw red flags, looking back, but chose to ignore them. I should always listen to my intuition. Looking back now, there were questions I asked that were not 'honest'. I say that because of proof of a few things I've discovered. I'm not trying to point fingers, just sharing observations. There are things they 'had to have known', which are the questions I refer to ...
Here, I have collected and copied many FB posts, rather than try and recreate this maddening experience I'm having ... I have made the 'links' clickable, for your convenience if you'd like to see my journey. I have attempted to put the in somewhat of a chronological order. So much has happened in six months it's mind boggling! And, my journey continues, daily.
♥ That's where I sit, right now ... waiting for the right buyer. ♥